Simple Funding,
Built for SMEs.
Get approved for R100,000–R500,000 to fulfil your purchase orders. A decision within 24 hours, funded within 5 business days.
Funded within 5 business days
Fast decisions, a transparent process, and funding available within 5 business days for qualifying transactions.
- Purchase Order / Invoice
- Supplier Quotes
- RFQ / RFP
- Other supporting documents (if applicable)
- Company Registration
- Director ID Copies
- Valid Tax Certificate
- Company 3 Months Bank Statements
- Company Bank Confirmation Letter
- Director & Company Proof of Address
- CSD Report (public sector) or Vendor Confirmation Letter (private sector)
Apply
5–10 minComplete the online application and submit your key documents.
Get a decision
within 24hWe review suitability and compliance, then issue a term sheet with a conditional offer.
Verification
days 1–3We verify the transaction, buyer and supplier — not just through online due diligence, but by confirming the deal directly with the parties involved.
Final steps
days 3–5Funding agreement, bank setup, payment instructions and final checks.
Funded
day 5Funded. Payment is made directly to your supplier to fulfil the purchase order.
Purchase Order Funding
Get access to the capital you need to fulfil your large purchase orders for public and private sector clients, so a lack of cash flow never costs you an order.
- Funding from R100,000 to R500,000
- Funding required for 30 to 90 days
- Approvals within a matter of days
- Preferred public sector buyers: SOCs, SOEs, National & Provincial Departments, Municipalities in financial good standing
- Preferred private sector buyers: JSE Listed and established corporates
Why SMEs choose us
We combine the speed SMEs need with the commercial understanding to structure funding that actually fits the deal.
Fast turnaround times
We understand that opportunities move quickly. Our process is designed for speed while maintaining disciplined risk management.
Commercial understanding
We understand the operational realities of SMEs and structure funding accordingly.
Flexible structuring
Every transaction is different. We tailor solutions based on the opportunity and risk profile.
Relationship-focused
We aim to build long-term partnerships rather than once-off transactions.
Entrepreneur-led mindset
BlacFin understands entrepreneurship because our leadership team has worked closely with founders, SMEs and growth-stage businesses.
What helps us fund faster
A few things on your side keep the process moving and get you funded sooner.
Every purchase order we fund helps an SME grow, creates employment and strengthens South Africa's supply chains.
See our impact and success storiesFrequently asked questions
Most applicants receive an initial decision within 24 hours of submitting a complete application.
Qualifying transactions can be funded within 5 business days from receipt of a complete application and successful completion of verifications.
We primarily assess the strength of the underlying transaction, buyer and supplier relationships rather than relying solely on traditional collateral.
Typically between R100,000 and R500,000, with larger facilities available for qualifying transactions and repeat clients.
No, we don't charge upfront application fees. Our fee structure is transparent and clearly outlined in your agreement.
Our main office is at 8 Kikuyu Road, Sandton, 2191, South Africa. We operate Monday to Thursday, 9:00 AM to 5:00 PM, and Friday, 9:00 AM to 4:00 PM.
Ready to fund your next order?
Submit your application today and receive a funding decision within 24 hours.