Earn when you connect SMEs to funding.
Refer businesses that need purchase order funding. When they're funded, you earn a referral fee. Tracked transparently and paid out fast.
Looking for funding for your business? Apply for funding
Three steps to earning
No cost to join. Introduce a business, we do the funding, and you get paid on every successful deal.
Refer a client
Refer a business that needs purchase order funding. Send them our contact and we'll take it from there.
They get funded
We assess and fund qualifying transactions within 5 business days.
You earn a fee
You get paid a referral fee once the deal is repaid by the buyer to the SME. Earned on every funded deal you refer, tracked in real time.
Built to reward affiliates
A partnership designed to be simple, transparent and genuinely rewarding.
Competitive fees
Earn a healthy fee on every funded transaction you refer.
Fast payouts
Fees are paid promptly once your referred SME has been repaid by the buyer.
Transparent tracking
See the status of every referral and fee, with no guesswork.
Dedicated support
A direct line to our team to help your referrals move quickly.
Simple, transparent fees
Unlock extra income through your SME network. Your exact rates are agreed and confirmed in your affiliate agreement.
New SME referral
Your highest referral fee, earned the first time you refer a business that gets funded.
Returning SME referral
An ongoing referral fee each time an SME you referred gets funded again, payable for the first 12 months from their first funded deal.
Frequently asked questions
Anyone with access to SMEs that may require working capital can apply to join the BlacFin Affiliate Programme. This includes business consultants, accountants, bookkeepers, procurement consultants, business coaches, attorneys, bankers, technology providers, incubators, industry associations and entrepreneurs.
All affiliates are subject to a simple onboarding and verification process before being approved.
BlacFin currently focuses on Purchase Order Funding.
Suitable opportunities generally include SMEs that:
- Have been awarded a purchase order or contract to supply goods.
- Supply government departments, state-owned entities or established private sector companies.
- Need working capital to purchase inventory or fulfil the order.
- Require funding typically between R100,000 and R500,000 (subject to assessment).
Each application is assessed individually against BlacFin's credit and risk criteria.
Affiliates submit referrals securely via email, WhatsApp or call our team.
Once submitted, you can:
- track the progress of each referral;
- receive status updates;
- view completed transactions; and
- monitor commissions that have been approved and paid.
For confidentiality reasons, detailed commercial information about the SME or funding assessment is only shared where appropriate and with the client's consent.
Affiliates earn a referral commission on successfully funded transactions.
The commission amount is agreed in your affiliate agreement when you first become an affiliate. Commission is payable only after:
- the funding has been successfully disbursed and repaid by the buyer to the SME;
- the affiliate has submitted the required invoicing and banking details through the BlacFin portal.
Once a funded transaction has been repaid by the buyer to the SME, BlacFin will notify you through the Affiliate Portal to confirm your invoicing and payment details.
After the required information has been submitted and verified, commission is generally paid within 5 business days.
Ready to start earning?
Join the BlacFin Affiliate Programme and turn your network into income.